As a former insurance professional, I know how important having the proper insurance coverage is to your overall peace of mind and Health and Fitness.
Whether it is automobile insurance, home insurance or health insurance. It is important that each of us has the proper coverage for the situations we face or are in. Sometimes you can find subsidized health care, or Government programs.
What ever you do, make sure you know what it is you are purchasing. Make sure the coverage you want is what you are paying. Do some research, don't rely on the BIG insurance company to properly sell you what you need. They may try to sell you what they want you to have.
I'm not saying every company works that way, most of them don't. Most of them are very reputable and do the right thing. That is why knowing who you are dealing with or knowing what you want for coverage is extremely important before you jump into buying insurance coverage, whether it is Auto, Home or Health!
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A friend of mine was in a minor car accident the other day. Luckily, she had the coverages she needed. She had a previous injury but it wasn't aggravated, luckily! That isn't always the case, so make sure you have the proper coverage for yourself on your auto policy not just the damage to your car.
This coverage is usually called Medical Payments or No-Fault or Personal Injury Protection.
This will cover many of your medical expenses and sometimes wages if you are hurt in an accident and maybe something isn't covered by the other parties insurance or even if it's a single vehicle loss.
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